দারিদ্র্য যোগ বিপর্যয়: শাস্ত্রসম্মত দারিদ্র্য যোগ প্রতিকার ও ১১ম ভাগনাথের শান্তি

Daridra Yoga: Classical Definition and Indicators

Daridra Yoga (poverty yoga) is a classical Jyotish combination that creates persistent financial scarcity, debt accumulation, and inability to sustain wealth even when income is adequate. Brihat Parashara Hora Shastra (Chapter on Arishta Yogas) and Phaladeepika (Chapter on Special Yogas) define multiple configurations that contribute to Daridra Yoga. The primary indicators are: (1) The 11th lord (lord of gains, income, and fulfilment of desires) placed in the 6th, 8th, or 12th house (dushtana houses of debt, obstruction, and loss). This is the most classically referenced Daridra configuration. (2) The 2nd lord (wealth house) similarly placed in dushtana houses. (3) Both the 2nd and 11th lords conjunct with malefics (Saturn, Mars, Rahu, Ketu) and not aspected by benefics. (4) Jupiter (natural karaka for wealth and wisdom) debilitated (in Capricorn), combust within 1 degree of the Sun, or severely afflicted by Rahu-Ketu. (5) Venus (karaka for material enjoyment and luxury) debilitated (in Virgo) or hemmed between malefics. (6) The Dhana Yoga (wealth yoga) indicators are all absent — no connection between the 2nd, 5th, 9th, and 11th lords in a benefic pattern. (7) Poverty Yoga is intensified when Lagna (ascendant) lord is also in a dushtana house, as the physical self-expression is also trapped in adverse conditions.